Low doc home loan
It is a home loan available to those that don’t have the correct proof of income documents available at the time or can’t get them at all (Low documentation)
Who are low doc home loans for?
Low doc home loans are special lending products for those who might struggle to provide the standard proof of income documentation needed to apply for a home loan, such as:
- Copies of most recent pay slips
- Pay summaries
- Rental income statements
- Dividends
The first two dot points are the typical docs that self-employed people may not have.
It’s because of this that low doc home loans are primarily targeted at self-employed workers (such as small business owners, freelancers or contractors) who have no pay slip records since they often don’t get a pay slip or group certificate.
Associated Banks
Other Services
Owner-occupier home loan and/or First Home Buyers
Our experience will explore First Home Owners Grants (FHOG), potential stamp duty exemptions, limited equity and Family Pledge assistance products.
Explore More
Investment home loan
An investment home loan is a home loan for people looking to buy a property with the intention of renting it out and profiting through a rise in the property’s value.
Explore More
Refinance Home loan
If you’re one of many that feel like they’re getting a basic deal on your home loan, you have the power as a borrower to do something about it.
Explore More
Guarantor Home loan
A guarantor home loan allows a close relative (typically a parent) to use the equity in their home as security for part or all of your mortgage.
Explore More
Construction Loan
A construction loan is a loan designed to assist funding of a new home’s construction. Getting a loan for a home that doesn’t exist yet is a bit trickier
Explore More
Bridging Loan
Sometimes, you find your dream home and you want to secure it before someone else swoops in – but you don’t have the funds to purchase it because the money hasnt settled on your old home.
Explore More
Line of credit Loan
A line of credit loan might be a suitable choice for borrowers looking to access some of their built-up equity to satisfy short or long-term financial needs.
Explore More
Reserve Mortgage
A reverse mortgage is a type of equity release product (ERP) that essentially allows older Australians to borrow money by using the equity in their home as security for the loan.
Explore More