Refinance Home loan
If you’re one of many that feel like they’re getting a basic deal on your home loan, you have the power as a borrower to do something about it. By refinancing your home loan to a new loan with a lower interest rate or better features, you could save thousands of dollars over the course of your loan period
What is Refinancing
There are a range of reasons for refinancing your home loan:
- You might want a better interest rate
- You’re reconsidering since you are paying too much in ongoing fees
- You are considering to switch between variable and fixed rates
- You want to access the equity in your home
- You want to access more beneficial features
Whatever your reason, the process of switching loans or lenders is called refinancing.
When refinancing, you don’t have to take on any extra debt – you can simply refinance the amount left to repay (the ‘principal’)..
Some consider taking on extra debt when refinancing as a way of borrowing more money (e.g. to pay for renovations, a deposit on a second house etc.)
With thousands of refinancing options available, you might be wondering: where do I begin? you can secure lower interest rates, shortened terms, switch from variable to fixed rates (and vice versa), tap into home equity, and consolidate debt. Spare yourself clunky math calculations and leave the number crunching to us
Associated Banks
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